DEON LOVE eXp Realty of California
619-975-2831 Book a call
Active duty & veterans · San Diego County

Own a home in San Diego and build wealth while you serve.

I'm a veteran who bought with my own VA loan while on active duty. I help service members buy with a payment that works with their BAH, little to nothing out of pocket, and a plan for when orders come.

$0 out-of-pocket goal VA loan specialists A plan for your PCS
What I hear most

Every one of these has an answer.

Tap the one that sounds like you.

The answer

Decide with numbers, not headlines.

We look at how San Diego home prices have moved over the years and what that means for your timeline, so you can see whether buying now fits your plan.

The answer

I negotiate the payment down.

I go after interest rate buydowns and seller concessions that lower your monthly payment before you sign. This is where most of my clients decide to move forward.

The answer

Talk to a lender who knows the VA loan.

I work with VA lenders who specialize in this loan and are often able to get lower rates than typical banks. They'll tell you where you stand and what to fix first.

The answer

The goal is $0 out of pocket.

No down payment with your VA loan, closing costs covered through seller credits, and a free appraisal and termite inspection through my VA lenders.

The answer

We run your BAH against the real payment.

Before you make an offer, we compare your BAH to the actual monthly cost. If a home has an extra unit, rent from that unit can cover part of the mortgage.

The answer

We plan your exit before you buy.

We analyze every property for what happens when orders come: rent it out, sell it, or keep it. I'll connect you with an agent at your next duty station.

VIP Buyer program

Keep your savings in your pocket.

I negotiate so you can move in without paying out of pocket. Scroll to watch the costs come off.

Off-market properties Property analysis with you A plan for when you leave
You don't pay for6 to go
Down payment (with your VA loan)$0
My commission$0
Closing costs$0
The appraisal$0
The termite inspection$0
A moving truck, free for life$0
Your out-of-pocket goal$0

Seller concessions and $0 out-of-pocket outcomes depend on the property, the negotiation and your loan terms. VA loan eligibility required for $0 down.

Two active duty clients

Buy smart, and the home builds wealth.

$160k+

Bought a home on active duty. Sold it 3 years later and made over $160k, tax free.

Tax treatment depends on your situation. Talk with a tax professional.

~$30k

In seller credit on a home with an extra unit.

Cash back at the closing table No closing costs, nothing out of pocket A tenant moved in before the first mortgage payment

Individual client results. Every purchase is different, and past results don't guarantee future outcomes.

When orders come

Leaving San Diego doesn't mean losing the house.

We plan for this before you buy. When it's time, you pick the path.

#1 Teamin San Diego
Meet Deon

Veteran. VA buyer. Landlord.

I used my VA loan while I was on active duty, and I've owned a rental property and managed tenants. Since then I've helped many service members and veterans buy and sell with the VA loan, and make money doing it. I'm on the #1 Team in San Diego and work with VA lenders who know this loan inside and out.

I help military members & veterans achieve home ownership with a payment that fits, so they can build wealth.

U.S. military veteran #1 Team in San Diego Top Agent on Zillow Follow-up after you buy

Find out what you can buy, and what it costs each month.

A straight conversation about your BAH, your payment, and your plan for when you PCS.

Book a call with Deon or call 619-975-2831
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